如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。 Your insolvency practitioner - a qualified law firm or accountant, will recommend you on what payments to generate. It is best to only comply with payments you think that you can afford to pay for. IVA stands for ‘Individual Voluntary Arrange... https://iva67666.blog-gold.com/36597901/5-tips-about-債務舒緩邊間-you-can-use-today-drp-iva-top