Planning to retire under FERS in 2025? Federal Pension Advisors highlights the best retirement dates to maximize your benefits. Learn how timing can impact your annuity start date, COLA eligibility, and payout structure. Our expert guidance helps you choose the optimal retirement window and avoid costly mistakes. Make your 2025 retirement smooth, strategic, and financially sound. https://www.federalpensionadvisors.com/post/2025-irmaa-brackets