Harassment from Gragil Associates can cause unnecessary stress, but the law is on your side. Excessive or repeated phone calls intended to intimidate or pressure you may violate the FDCPA. Debt collectors cannot legally threaten arrest, lawsuits, or wage garnishment if those actions are not allowed or intended. You are entitled to a written debt validation notice within five days of i... https://protectionforconsumers.com/stop-gragil-associates-debt-collection-harassment/